Wednesday, August 3, 2011

My thoughts on the debt limit debate, It's real simple don't spend money that you don't have and look for was to save money.

Tuesday, March 9, 2010

Get your Dvd's from the red box

Stop renting movies from your cable company they cost to much. I get most of my movies from Red Box now, It could be somewhat of a hassle at times but it's worth it to me only $1 per day.

Sunday, February 10, 2008

Income tax refund loans

Have you heard of a refund loan on your tax return? This scam is heavily pushed by tax-preparation chains like H&R Block and Jackson Hewitt. Millions of Americans go for this every year. This is a bad idea it's nothing more than a high percentage rate loan for your own money, don't do it. I reccomend doing your own taxes and filing electronicly using direct deposit you should get a return in 10 to 12 days if you are do one visit www.irs.gov for more info

Sunday, January 20, 2008

How can I improve my Fico credit score?

5 quick tips to improve your credit.

1, pay your bills on time.
2, Pay off any old bills or try to settle them, Be sure to get any deal you make in writing before you send the money.
3, Don't open a bunch of new accounts in a short period of time.
4, Keep you balance low on credit cards in relation to your credit limit.
5, Don't close out your old accounts, Just don't use them. Closing credit accounts can hurt your credit.

Sunday, January 6, 2008

How much is your savings account earning?

Not earning enough from your Savings Account?
Open A high yield Online savings account instead, Or a money market account with a brokerage house, many of these will let you write checks from it. A lot of these accounts will pay 4% or more you will just need to shop around.

Saturday, December 22, 2007

mistletoe money?

Mistletoe is such a popular holiday symbol that you could easily make some extra holiday cash You should be able to find it growing in trees for free, it's like a parasite plant that grows in hardwood trees it has a distinctive ball like cluster of yellow-green foliage. Only take as much as you can sell quickly. Package them in small clusters that are easy to hang in a doorway for the traditional holiday kiss. Tie them with a festive bow. I saw some kids selling little bunches of mistletoe at the red light down at the mall for $3. This is a great idea to earn extra money, remember this for next year if its to late for you to get going this year

Tuesday, December 11, 2007

Pay Yourself first

One of the best ways to gain wealth over time is to pay yourself first. On payday set aside money for yourself, lets say you have a checking account and a savings account I'm assuming you have direct deposit, On payday move a percentage of your pay into your savings I recommend 10% of you check. If you can't do 10% do $20 a week that will add up to more than $1000 over a year. The best way to pay yourself first is by payroll deduction you can use pretax dollars to pay yourself buy contributing to a 401k ask about it at work. Some banks offer a special savings account they can take money from your checking on a weekly or monthly basis i think at my bank they call it a Christmas club savings account, you are only able to make a withdraw around Christmas time.